{"id":47,"date":"2020-12-03T16:21:00","date_gmt":"2020-12-03T16:21:00","guid":{"rendered":"https:\/\/www.washparkpediatricdentistry.com\/blog\/?p=47"},"modified":"2022-01-31T16:21:48","modified_gmt":"2022-01-31T16:21:48","slug":"childrens-dental-insurance-coverage-and-using-your-benefits-now","status":"publish","type":"post","link":"https:\/\/www.washparkpediatricdentistry.com\/blog\/2020\/12\/03\/childrens-dental-insurance-coverage-and-using-your-benefits-now\/","title":{"rendered":"Ways to Maximize Your Child\u2019s Dental Benefits Before the End of the Year"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.washparkpediatricdentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_178665823__1574199023_36584-300x200.jpg\" alt=\"a little girl opening her mouth wide so her dentist can examine her oral cavity\" class=\"wp-image-48\" srcset=\"https:\/\/www.washparkpediatricdentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_178665823__1574199023_36584-300x200.jpg 300w, https:\/\/www.washparkpediatricdentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_178665823__1574199023_36584-768x512.jpg 768w, https:\/\/www.washparkpediatricdentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_178665823__1574199023_36584.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>If you are like most parents, you may not think much about how you can maximize your children\u2019s dental insurance coverage. You have many other more pressing matters on your mind! But did you know that you could waste significant money if you don\u2019t make sure they visit the dentist\u2019s office twice a year and stay on top of any necessary treatments? What else can you do to save money, avoid losing valuable benefits, and most importantly, improve your child\u2019s smile? Read on to learn a few helpful ways to get the most out of their plan before it expires at the end of the year.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Get Them in For a Second Dental Checkup<\/h2>\n\n\n\n<p>The American Academy of Pediatric Dentistry and your child\u2019s pediatric dentist both recommend twice a year dental checkups and cleanings for growing and developing smiles. Because children\u2019s smiles are prone to developing cavities at a young age, these visits make it possible for team members to remove hardened plaque and tartar, reducing the risk for infection. Also, during these appointments, the pediatric dentist conducts a proper examination to check for signs of decay, disease, bite abnormalities, or problems with facial development. This type of preventive care for your child reduces the probability of problems in the future that require more costly and timely treatment.<\/p>\n\n\n\n<p>Most dental insurance plans are designed to encourage preventive care, which is why you will find 80-100% coverage for these services in a majority of policies. Another beneficial aspect of these visits is that many companies are waiving their \u201csix months and one day\u201d policy because of COVID-19. Since many young patients were unable to see a dentist earlier in the year, you can bring them in for their second visit even if their first one occurred recently.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Don\u2019t Put Off Complex Treatment<\/h2>\n\n\n\n<p>Your child may not want to hear that they need pulp therapy or a tooth extraction; however, in most cases, you should move forward with treatment now instead of waiting until next year. Here\u2019s why:<\/p>\n\n\n\n<p>If your child is covered under your insurance policy, you have an annual maximum that is allotted to you by your insurance company. This is provided to you should you or your child need necessary treatment during the calendar year. Any remaining balance left behind is returned to your insurer at midnight on December 31, which means you can lose thousands of your hard-earned dollars by letting this money go to waste.<\/p>\n\n\n\n<p>Choosing to proceed with your child\u2019s treatment will not only improve their oral health and the aesthetic of their smile, but it will also keep you from losing valuable benefits in 2020.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Select a Dentist In-Network with Your Insurance<\/h2>\n\n\n\n<p>Naturally, you want your child to see a dentist who believes in putting their patients first and is compassionate, fun, and gentle when performing any type of procedure. But it\u2019s certainly beneficial if that pediatric dentist is in-network with your insurance company.<\/p>\n\n\n\n<p>By choosing someone who has agreed to discounted rates for various services with your insurer, you can save lots of money in the long run. Although you are still able to receive coverage seeing an out-of-network dentist, you won\u2019t receive the same level of savings. Ultimately, the choice is yours, but if you are hoping to spend more of your money on gifts for your loved ones this holiday season, you will want to consider an in-network dentist.<\/p>\n\n\n\n<p>As another year comes to a close, make sure you get the most value from the benefits you\u2019re entitled to. Discuss with your child\u2019s dental team about ways to maximize your plan and help your little one\u2019s oral health be the best it can be.<\/p>\n\n\n\n<p><strong>About the Author<br><\/strong>Dr. J. Patrick Bowman is a board-certified pediatric dentist in Denver, CO. After earning his dental degree at the University of Kentucky, he completed a master\u2019s degree in Biomedical Sciences and a two-year advanced training program in pediatric dentistry at the University of Toledo Medical Center. He has advanced training in growth and development, patient behavioral management, general anesthesia, and pediatric medicine. He and the team at Wash Park Pediatric Dentistry want to ensure you get the most out of your child\u2019s dental insurance plan, which is why we will recommend helpful ways to maximize benefits and improve their smile before the end of the year. Contact us at <strong>(720) 647-6310 <\/strong>or visit our <a href=\"https:\/\/www.washparkpediatricdentistry.com\/contact-us.html\">website<\/a> to find out how we can help you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are like most parents, you may not think much about how you can maximize your children\u2019s dental insurance coverage. You have many other more pressing matters on your mind! But did you know that you could waste significant money if you don\u2019t make sure they visit the dentist\u2019s office twice a year and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-47","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ways to Maximize Your Child\u2019s Dental Benefits Before the End of the Year<\/title>\n<meta name=\"description\" content=\"Want to make sure you\u2019re maximizing your children\u2019s dental insurance coverage? 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