Guardian Pediatric Dentist Denver
We Make Benefits of Guardian Insurance Clear
Insurance benefits can change just as quickly as your growing child. However, our team stays on top of developments and changes in Guardian insurance and helps you find ways to save the most money through your covered benefits. If you have this insurance provider, we can maximize it to help pay for your child’s always evolving dental needs. Do you have questions about using this insurance? Trust us—your guardian pediatric dentist in Denver—to guide you through the process.
Guardian Coverage Availability & Fees
The exact available coverage can vary depending on your plan, but generally, Guardian PPO policies follow this pattern of benefits:
- 80 to 100 percent of the cost of preventive care for kids like cleanings and fluoride is covered.
- 70 to 80 percent of the cost of minor restorative services like fillings is covered.
- 0 to 50 percent of the cost of major services like crowns, extraction, and more is covered.
You’ll notice that most of the coverage focuses on prevention; Guardian does this because for every dollar that is spent to avoid cavities and other problems, $50 is saved in treatment. In other words, if you want to get the most value from your plan, make sure you’re taking advantage of your child’s covered preventive services!
The Benefits of Seeing an In-Network Dentist
Although out-of-network dentists can file claim forms for you, you are obligated to pay the full amount upfront and then wait for reimbursement. Many family budgets are tight and providing the full payment may stretch you too thin. Plus, in-network dentists accept a lower rate for services and pass on the savings to you! As an in-network pediatric dentist, we also ask you to pay just your expected portion at the time of service because we handle the behind-the-scenes conversations with the insurance company.